The Coast FIRE Calculator
Find out the exact dollar amount you need right now so you can stop investing forever and still retire comfortably.
Your Timeline
In today's dollars.
Total across TFSA, RRSP, etc.
Checking this drops your expected real return significantly.
Your Total Retirement Number
$1,500,000
Based on the 4% Safe Withdrawal Rule.
Low-fee scenario uses ZGRO's published MER of 0.18% (BMO all-in-one growth ETF, 0.15% management fee).
Your Coast FIRE Number
$0
If you have this amount right now, you can stop investing forever and it will grow to your goal by age 65.
Hit Coast FIRE Faster.
If you pay 2.20% in mutual fund fees, your Coast FIRE number is massively higher because your money isn't growing as fast. By switching to a low-cost ETF (0.18% MER, e.g. ZGRO) on Wealthsimple, you can hit Coast FIRE years earlier.