The Coast FIRE Calculator

Find out the exact dollar amount you need right now so you can stop investing forever and still retire comfortably.

Your Timeline

Current Age

Retirement Age

Target Annual Spend in Retirement

In today's dollars.

Current Portfolio Balance

Total across TFSA, RRSP, etc.

I use a Big Bank Mutual Fund (2% MER)

Checking this drops your expected real return significantly.

Your Total Retirement Number

$1,500,000

Based on the 4% Safe Withdrawal Rule.

Your Coast FIRE Number

If you have this amount right now, you can stop investing forever and it will grow to your goal by age 65.

Hit Coast FIRE Faster.

If you pay 2% in mutual fund fees, your Coast FIRE number is massively higher because your money isn't growing as fast. By switching to a low-cost ETF (0.2% MER) on Wealthsimple, you can hit Coast FIRE years earlier.

Lower Your Fees & Get $25 →