Privacy Policy & Disclosures

1. Privacy Overview

At iCanInvest.ca, we respect your privacy. We do not require you to create an account, log in, or provide any personal identification (such as your name, address, SIN, or banking credentials) to use our calculators or read our guides.

All calculations performed on our interactive tools (such as the Interest Calculator, Currency Converter, and FHSA/RRSP Down Payment Calculator) run client-side in your web browser. Your financial numbers are never sent to or stored on our servers.

2. Cookies & Analytics

We use Google Analytics 4 (GA4) to help us understand aggregate traffic patterns (such as popular pages and general country of origin) so we can continue improving the website's educational content.

We implement Google Consent Mode v2. When you visit our website, you are presented with a cookie consent banner:

• If Accepted: Standard aggregated analytics cookies are enabled.
• If Declined: Analytics and ad storage cookies are blocked (`denied`), and your preference is saved locally in your browser (`localStorage`).

You can reset or change your cookie consent preferences at any time by clearing your browser cookies or local storage for this site.

3. Affiliate & Referral Disclosure

To keep iCanInvest 100% free and independent for Canadian investors, some links on this site are affiliate or referral links (including partnerships and referral programs with Wealthsimple, Questrade, Interactive Brokers, Wise, Tangerine, and Simplii Financial).

If you click a link and open a qualifying account, we may receive a referral credit, promotion, or monetary commission at no extra cost to you (and often you receive a sign-up bonus or promotional rate).

We only recommend financial tools, platforms, and index funds that we personally use, research, and believe provide genuine value to DIY Canadian investors.

4. Financial Advice Disclaimer

The content on iCanInvest.ca is strictly for educational, informational, and illustrative purposes and does not constitute personalized financial, tax, or legal advice. Investing carries risk of loss. Always do your own due diligence or consult a licensed, fee-only financial planner before making financial decisions.

5. Contact Us

If you have questions regarding this Privacy Policy or any content on this site, feel free to reach out to us at: contact@icaninvest.ca.