The Fire Your Advisor Scorecard
Your advisor or bank fund charges you a percentage of your portfolio every single year, whether you make money or not. Run your numbers and see exactly what that costs you versus a 0.18% all-in-one ETF.
Your Current Setup
Everything you have invested with your advisor or in bank funds today.
What you add every month. Enter 0 if you're not contributing.
Bank mutual funds typically run 1.8–2.4%. Advisor portfolios are often 1–2.25% all-in.
Account fees your bank charges you every month, if any.
Your time horizon — how long this money stays invested.
Your Scorecard
With your current fund (2% MER)
$0
With a 0.18% all-in-one ETF (e.g. ZGRO)
$0
Switching keeps an extra
$0
(0% more total wealth over 25 years)
This scorecard uses the exact same math as our homepage fee calculator: a 7% assumed annual return, with your MER and monthly account fees deducted every month. The low-fee side is a 0.18% MER all-in-one ETF (ZGRO's published MER) with $0 commissions and $0 account fees. For illustration only — educational, not financial advice. Actual returns vary and are never guaranteed.